Arbor Wellness proudly accepts Tricare for mental health in order to serve the needs of those who carry this insurance coverage. We offer multiple levels of care including residential and outpatient treatment designed to help people enjoy better mental health. Under our guidance, each person learns to manage conditions such as post-traumatic stress disorder, anxiety, depression, and more. Military members and their families contribute a great deal to our country. They deserve to receive the best health care possible, and this includes mental health treatment. We work hard to take care of the veterans who keep this country safe.

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Does Tricare Cover Mental Health Treatment?

Tricare understands that a well-rounded insurance plan doesn’t just cover physical ailments such as broken bones, influenza, or surgery. Everyone’s mental health is part of the big picture when it comes to staying healthy. For this reason, Tricare offers coverage for mental health disorders. Tricare for mental health affords active and retired military members and their families the ability to get the help they need.

Requirements for referrals and steps to take to get help vary, depending on the person. The Tricare website states that a person does not need a referral or pre-authorization in order to begin outpatient treatment for mental health such as counseling and therapy. The exception to this is psychoanalysis. Be aware that using a provider outside of the network can mean incurring a higher cost than those who are in-network.  

An individual in need of psychoanalysis or other care from a provider that is not a military hospital or clinic must get a referral for non-emergency treatment prior to beginning this type of care.   

Active duty members need to obtain a referral and pre-authorization before they may begin treatment for their mental health in the Tricare network. However, they do not need it in order to get outpatient mental health care from military clinics and hospitals.

We Work With Most Major Insurance

What Type of Mental Health Treatment Does Tricare Cover?

Tricare for mental health covers several different types of mental illnesses. They include:

Tricare provides coverage for a variety of types of treatment that help people manage or overcome mental health disorders. The types of treatment include:

  • Psychological testing
  • Medication-assisted treatment
  • Psychotropic drugs
  • Family therapy
  • Gender dysphoria
  • Intensive outpatient programs
  • Partial hospitalization programs 
  • Residential treatment 
  • Inpatient hospital services
  • Detoxification from drugs or alcohol
  • Transcranial magnetic stimulation

How Do I Know I Need Mental Health Treatment?

Mental health disorders can be tricky in that a person may not be sure they have one. It can also be difficult to identify a mental illness in a partner, child, or another loved one. While each type of mental illness has its own set of signs and symptoms, many of these symptoms overlap. Common signs to look out for in order to determine if someone needs mental health treatment include the following:


  • Extended periods of depression
  • Feeling hopeless
  • Anxiety
  • Panic attacks 
  • Flashbacks to a traumatic event
  • Cognitive difficulties
  • Trouble focusing 
  • Isolating from others
  • Avoiding hobbies and social situations that used to interest the person
  • Insomnia
  • Sleeping too much
  • Lethargy
  • Excessive energy
  • Change in weight
  • Decrease or increase in appetite
  • Paranoia
  • Hallucinations
  • Delusions of grandeur
  • Unexplained physical ailments like headaches, body aches, nausea, and diarrhea
  • Suicidal ideation
  • Using drugs or alcohol to cope with symptoms of mental illness

Military members in particular risk developing PTSD. It can come from participating in or witnessing an act of war or through military service in general, particularly during combat. Many veterans feel hesitant to seek help out of fear of judgment or that it could affect their active duty careers. Anyone who suspects they may have PTSD deserves to get help and should not ignore the need for it.

How To Find a Treatment Center that Takes Tricare

Not all treatment centers take Tricare but Arbor Wellness does. We provide multiple options for Tricare for mental health programs that help military members and their families get the care they deserve. We offer a special Veteran’s Program to assist in the special needs of this population. Our highly trained staff provides the respectful, comprehensive care each person deserves. 

We provide full assessments and diagnose all existing conditions. Common ones for veterans include PTSD, anxiety, and depression. We also treat any co-occurring addictions to drugs or alcohol at the same time. Anyone with Tricare can contact us to receive a free consultation to discuss which options we provide that will best serve their needs.

Being Using Tricare for Mental Health Today

Arbor Wellness understands how important good mental health is for everyone. We want to make it accessible for those who need it, and that includes people who use Tricare for their insurance needs. Our multi-disciplinary residential and outpatient programs provide a wide range of therapies and medication options to help people manage their mental health. We understand the issues veterans and their loved ones face. 

If you would like more information about using your Tricare for mental health treatment, visit our admissions page now. We are happy to talk to you about your coverage and how we can help you.

Don’t hesitate to contact us immediately. In the case of a medical emergency please contact 911 or visit your local emergency department.

We Work With Most Major Insurance

Did you know most major health insurance plans with out-of-network benefits can help cover most of the costs associated with our program? Click below to find out your coverage and treatment options right now.

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Nashville, Tennessee

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(629) 217-2658